FrancePrivate Business

Garantie Innovation

Garantie Innovation

Funding Amount

Amount not specified

Eligible Organization Types

Private Business

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What is the Garantie Innovation Call?

Grant Description
Guarantee Innovation supports small and medium enterprises in financing innovation projects by providing a guarantee on bank loans. It addresses the financing gap in design and development of new products or services and introduction of new technologies or techniques. Expected outputs include secured funding for R and D, prefinancing of public subsidies and tax credits, and increased working capital.
Required Results for Successful Funding

Expected Outcomes

- Faciliter l’accès au financement pour les projets innovants
• Accélérer la conception et le développement de nouveaux produits ou services
• Permettre l’adoption de technologies ou techniques innovantes dans l’entreprise
• Renforcer le fonds de roulement des PME innovantes
• Soutenir la compétitivité, la croissance et la création de valeur des entreprises bénéficiaires
Funded areas

Scope Requirements

Entreprises éligibles :
• TPE et PME selon la définition européenne
• Immatriculées en France et soumises au droit français
• Localisées en France métropolitaine, DOM ou COM
• Quelle que soit la forme juridique
• Répondant aux critères d’éligibilité de la Garantie Bpifrance
Secteurs exclus :
• NAF K64 (intermédiation financière) – hors sociétés holding NAF 64.2
• Section L 68.1, L 68.2 (services liés à la gestion d’immeubles), etc.
Additional Conditions for Applicants

Special Conditions

- Garantie attachée à un prêt bancaire classique
• Durée minimale du prêt : 2 ans
• Quotité de garantie standard : 60% du montant du prêt
• Respect des conditions de la banque partenaire et des règles internes Bpifrance
• Conditions additionnelles selon secteur d’activité ou montant du prêt (à confirmer avec Bpifrance)

Win your grant with Cogrant

How cogrant works

Smart Funding Fit Check
Smart Funding Fit Check

Instantly know if your project fits call criteria. Our system highlights strengths, gaps, and risks, so you only apply when your chances are real.

Intelligent Research Engine
Intelligent Research Engine

Our research engine digs deeper than any founder could alone. It pulls data about your company, your market, and even your competitors - giving your proposal an edge backed by facts, not fluff.

Full Proposal Development
Full Proposal Development

Our system builds your entire proposal from start to finish, ensuring every section is complete, coherent, and crafted to the highest quality. You focus on your vision — we deliver the winning document.

Expert Review
Expert Review

Our experts run a complete review before delivery, ensuring your draft proposal is accurate, well-structured, and polished. You’ll receive a high-quality draft that’s ready for your final touches before submission.

Our Numbers

Results that speak for themselves

70+
proposals prepared
€36.7M
total funding secured for clients
65%
win rate in highly competitive calls

Frequently asked questions