LithuaniaPrivate Business, Public Institution

Pasidalytos rizikos paskolos

Shared Risk Loans under the Lithuanian Rural Development Program 2014-2020

Funding Amount

Up to €200K

Deadline

31/12/2025

Eligible Organization Types

Private Business, Public Institution

Trusted by

trusted by logo
trusted by logo
trusted by logo
trusted by logo
trusted by logo
trusted by logo
trusted by logo
trusted by logo
trusted by logo
trusted by logo
trusted by logo
trusted by logo

What is the Pasidalytos rizikos paskolos Call?

Grant Description
Subsidized risk-sharing loans to agricultural enterprises under the Lithuanian Rural Development Program 2014-2020, provided below market rates for investments and working capital, aiming to stimulate farm development and growth.
Required Results for Successful Funding

Expected Outcomes

• Increased availability and affordability of financing for agricultural businesses, particularly young and small-scale farmers.

• Acceleration of farm investment and working-capital cycles, leading to enhanced productivity and competitiveness.

• Modernization and expansion of agricultural production and processing capacity in rural areas.

• Contribution to the objectives of the Lithuanian Rural Development Program 2014–2020 and the 2023–2027 Strategic Plan, including sustainable rural development, job creation in agriculture, and improved farm resilience.

• Effective deployment of EUR 16 million (with EUR 12.16 million remaining) from the KPP Financial Instruments Fund.
Funded areas

Scope Requirements

• Eligible applicants: agricultural enterprises/individuals operating in agriculture who have submitted an application to the National Paying Agency (NMA) and received an NMA certificate of eligibility.

• Priority groups:
– Young farmers (under 40 at application date, with requisite professional skills, established within 5 years prior to application).
– Small farms (economic size ≤ EUR 25 000 VED).

• Loan amount: up to EUR 200 000 per beneficiary.

• Loan term: maximum 5 years.

• Grace period: up to 1 year from contract date (does not extend overall term).

• Validity of NMA certificate: 6 months from issue; remains valid if no intermediary selected within that period.

• Submission procedure: complete NMA-approved application form; upon certification, submit to an ILTE-appointed financial intermediary.

• Intermediary assessment: each financing partner conducts its own due diligence under internal rules.
Additional Conditions for Applicants

Special Conditions

• Interest rate structure:
– 25% of loan financed by intermediary’s own funds: interest rate capped at (intermediary margin ≤5% + 6-month EURIBOR).
– Remaining 75% at 0% interest.

• Administrative fee: 1% of loan amount (min EUR 130, max EUR 1 500), payable to the financing partner.

• Aid combination:
– Can be combined with investment grants; upon loan approval, intermediary calculates the loan’s gross grant equivalent (BSE) and submits to NMA, which adjusts the grant intensity and amount.
– Cannot be combined with other public aids (e.g., guarantees, interest subsidies).

• Legal framework: governed by the 2020-11-30 Ministry of Agriculture Order No 3D-821 and related national and EU regulations (EU structural funds, RDP implementation rules).

• Implementation and management: administered by ILTE (UAB “Investicijų ir verslo garantijos” as of 2024-08-30) on behalf of the KPP Financial Instruments Fund.
Important dates

Deadline:31/12/2025

Win your grant with Cogrant

How cogrant works

Smart Funding Fit Check
Smart Funding Fit Check

Instantly know if your project fits call criteria. Our system highlights strengths, gaps, and risks, so you only apply when your chances are real.

Intelligent Research Engine
Intelligent Research Engine

Our research engine digs deeper than any founder could alone. It pulls data about your company, your market, and even your competitors - giving your proposal an edge backed by facts, not fluff.

Full Proposal Development
Full Proposal Development

Our system builds your entire proposal from start to finish, ensuring every section is complete, coherent, and crafted to the highest quality. You focus on your vision — we deliver the winning document.

Expert Review
Expert Review

Our experts run a complete review before delivery, ensuring your draft proposal is accurate, well-structured, and polished. You’ll receive a high-quality draft that’s ready for your final touches before submission.

Our Numbers

Results that speak for themselves

70+
proposals prepared
€36.7M
total funding secured for clients
65%
win rate in highly competitive calls

Frequently asked questions